This will allow you to apply for a traditional personal loan with a great interest rate and terms
We tailor each loan to your needs. Even if you have a high amount due on your credit accounts or personal loans, we can still help. Bank repossessions aren’t a problem either. All you need is a form of employment, income and a bank account to get started with our application process. Fast payday loans can be acquired within 48 to 72 hours once qualified and you will receive cash fast. And this is all done without checking your credit score whatsoever!
The changes of approval are good for a small loan, small loan with bad credit, quick loan/fast cash loan. Please reach out to one of our specialists and discuss with them in person your needs.
We offer loans for people with bad credit throughout Australia who are struggling to find financial solutions with negative listings on their credit report. Our loans for bad credit listings include paid defaults, unpaid defaults, bankruptcy and debt agreements.
When the banks say NO and you urgently need bad credit personal loans, enquire with Australian Lending Centre today! We specialise in helping people from all walks of life with the best financial solution with our own range of alternative lenders. We’ll assess your information and qualify you with the most suitable option that caters to your financial and personal situation so you can get the loan you want for the things you need.
By getting a bad credit loan through the Australian Lending Centre, we can also give you the opportunity to repair your credit history. This will make your ability to borrow in the future much stronger.
No, Australian Lending Centre isn’t a payday lender however but we can still help clients who are seeking no credit check loans with quick approvals within 48 to 72 hours.
Past credit issues – including bankruptcy – won’t disqualify you from our funding
A “thin credit file” is where a person doesn’t have very much activity in their credit file, for examples no credit cards or loans and the credit history has only a couple or no credit records. A “thin file” can make applying for and getting, finance really difficult, as lenders cannot see a pattern of repayments or a proven track record and the borrower can be considered a risky proposition.
If you have a thin credit file or bad credit, it is important to know the contents of your credit file before before making the decision to apply for a loan. This will help you to understand the situation when your are approacing lenders. when talking to lenders https://cashcentralpaydayloans.com/payday-loans-ky/. You might even find that when you check your credit you actually have a good score. This will save you money over the loan term. If you find you have thin credit, try to take some steps to obtaining smaller credit amounts and building up your credit history.
The FICO score is used by most lenders and the range is about 300 – 850. Above 670 is considered to get in the good or excellent range.
Get onboard to prove your creditworthiness when applying for a loan without a credit check. You’ll need documents and records to prove that you are financially stable and will be able to pay back new debt. Doing this will help increase your chances of getting approval.
- The past 2 years of tax returns.
- Your job history and pay slips or other proof of stable income.
- Evidence of you borrowing history, including mortgages, car finance, student loans or other credit evidence that you’ve been paying off.