Payday Loans with No Credit Check: Where to Find Them?
In times of short-term financial emergencies, you look for a helping hand that can provide you cash immediately. We have good news!
Same day loans no credit checks can cover you in these situations by helping you get over a cash crunch or emergency situation. Payday loans do not require any hard credit inquiry which means advice you get access to cash even if you have bad credit.
What Are “Payday Loans with No Credit Check?”
Payday loans are short-term cash advances that allow you to borrow to meet your emergency cash needs, like car repair loans and medical expenses. With most payday loans you need to repay the borrowed amount quickly, or on your next pay date.
Most payday lenders do not require any hard credit inquiry from the traditional credit bureaus (TransUnion, Equifax, and Experian). That’s why most lenders advertise “no credit check” payday loans. However, don’t be misguided as some lenders can still perform a soft check on your credit from outside the traditional sources, but it is rare that there is any impact on your credit score.
Where Can You Find a Payday Loan with No Credit Check?
You can get a no-credit-check-payday-loan either online or from a lender in your local community. The latter option involves the hassles of driving from store to store, shopping for rates, and spending time and money burning gas. The online payday loan process at FaaastCash is extremely easy, secure, and simple and requires only a few minutes of your time.
How Do These No Credit Check Online Payday Loan Work?
Getting a payday loan without any credit check is extremely easy with FaaastCash. We keep the entire process online, involving a few clicks and a phone call. And, it requires just 15-20 minutes out of your busy schedule. Here’s how it works:
- You complete a short request form requesting a no credit check payday loan on our website
- Your loan request is referred to over 100+ lenders
- Interested lenders contact you online (sometimes on the phone)
- Both parties agree on loan fees and payment terms
- Money is transferred to your bank account the next business day
The entire process is fast, safe and secure, and can be performed even from your smartphone or tablet. Not everyone is approved but we are proud to say that over 80% of applicants are contacted by a lender interested in lending to them.
Are No Credit Check Online Payday Loans Safe?
As a rule of thumb, a payday loan is “safe” if you can make the required repayments and the lender is licensed to operate in your state. When applying for a payday loan online, follow these guidelines:
- Stay away from foreign lenders who operate from offshore and are not bound to follow the laws that protect consumers in the United States.
- Check if the service provider’s website is SSL encrypted; look for an “https” at the start of the URL and a green padlock on the left side of it. It ensures that your private information is as secure as possible.
- Read the privacy terms on the website to ensure they do not sell your personally identifiable or private information to any third party, like banks or other lenders.
Online loans for bad credit
Online lenders usually use alternative credit data and advanced analytics to make lending decisions, which helps them serve everyday people who may not qualify for more traditional credit opportunities. So, online lenders are a popular destination for customers with less-than-perfect credit. FaaastCash is one company that is focused on helping anyone with poor or bad credit to get ”bad credit loans.” Our direct lenders are often able to provide loans to customers who have difficulty obtaining funds from traditional sources.